$500 Down Cars in New Philadelphia, Ohio
Low down payment options to get you on the road sooner. Apply in house and see what fits your budget.
A big down payment isn't always realistic, and it shouldn't keep you from reliable transportation. It Is What It Is Auto Sales offers low-down-payment financing options for qualified buyers across Northeast Ohio, with programs that can start around $500 down depending on the vehicle and your approval.
The exact down payment depends on the vehicle and your situation, so the smartest first step is a in-house Buy Here Pay Here application. It takes minutes and shows you which vehicles fit a low-down-payment budget.
How Low-Down-Payment Financing Works
We set the down payment based on the deal's overall risk. A strong income and a reasonable vehicle price can offset a smaller down payment. A trade-in can also count toward your down payment, sometimes covering it entirely.
- Programs starting around $500 down for qualified buyers
- Trade-in equity can serve as your down payment
- In-house Buy Here Pay Here application
- Payments matched to your real budget
$500 Down Cars — In Stock Now at It Is What It Is Auto Sales
- 2015 BMW X5 S drive 35i — $8,999 · 151,828 miles
- 2015 GMC Terrain SLE — $7,500 · 118,137 miles
- 2014 CHEVROLET Cruze Lt — $4,500 · 153,032 miles
- 2013 NISSAN Pathfinder — $5,999 · 154,858 miles
- 2012 VOLKSWAGEN Passat — $3,500 · 197,735 miles
- 2011 BUICK Enclave — $7,950 · 181,515 miles
- 2011 CHEVROLET Aveo — $2,999
- 2011 CHEVROLET Traverse — $3,999 · 177,657 miles
- 2011 SMART Fortwo — $4,000 · 61,481 miles
- 2009 CHEVROLET Malibu — $6,500 · 109,993 miles
- 2008 FORD F-150 Xlt — $2,400 · 203,921 miles
- 2006 KIA Sorento — $2,999 · 193,276 miles
Browse our full used-car inventory or get pre-qualified with our lenders to see your real payment on any of these vehicles.
Frequently Asked Questions
Can I really get a car for $500 down?
Low-down-payment programs starting around $500 are available to qualified buyers on select vehicles. The exact amount depends on the vehicle, your down payment, and your situation. Apply in house to see your options.
Does a lower down payment mean a higher payment?
Generally yes — financing more of the price raises the monthly payment and total interest. We'll help you balance down payment and monthly payment to fit your budget.
Can my trade-in cover the down payment?
Yes. If your trade has equity, it can count toward — or fully cover — your down payment. We appraise trades on site.
Who decides my Buy Here Pay Here deal?
The owner does, in house. We carry the note, so no outside lender is involved.